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Do I need a deposit?

This depends on your credit rating. Many loans are no deposit, however the Tiny House manufacturer may require you to pay a deposit to start building your Tiny House (but tinyhousefinance.com.au can usually still finance the full amount if this is the case).

How much can I borrow?

That is determined by the finance company, by taking into consideration your income and expenses. Finance companies have an obligation not to put you under financial pressure (it’s called responsible lending). Once you have provided the necessary information, we can usually give you some indication of what finance companies would be prepared to lend you.